Foreclosure Help

  Quick answer: Ask for help early. In Washington the auction cannot happen less than 190 days after you first fall behind, and every week you wait closes off options. Talk to your lender, a free housing counselor (1-877-894-4663) and a local agent while a short sale or regular sale is still possible. I’m going […]

Quick answer: Yes, but it takes time and the owner has to cooperate. You buy directly from the owner before the auction, as a regular sale if they have equity, or as a short sale if the lender agrees to take less than is owed. In Washington the auction cannot happen until at least 90 […]

Quick answer: Don’t ignore it. Open every letter, write down the dates, and call your lender and a free Washington housing counselor (1-877-894-4663) right away. The sooner you act, the more options you have, like catching up, changing the loan, a short sale, or selling the home. There’s a moment that homeowners going through financial […]